International money

International transfer and FX fee calculator

Enter the sender fee, any recipient fee, and either a percentage margin or the rate the provider offered. Correspondent-bank charges are omitted unless you type them as a flat fee. This page does not use a transfer company’s price list.

Amount

What you knowAmountCurrency you payCurrency received

Fees you enter

Leave these blank or zero for a mid-market calculation with no added fee. These numbers are yours. They are not a provider tariff.

Flat fee in the currency you payPercentage fee on the amount you payFlat fee in the currency receivedRate margin percentOffered rate (received per 1 unit you pay)

Questions

Does this include intermediary bank fees?

Only if you type them as a flat fee. Otherwise they are omitted.

What is the effective rate?

The amount received divided by the amount you pay, after the fees and margin you entered. It is not the mid-market rate.